Free Buyer Guide

The key to making it less scary is to know what’s ahead and surround yourself with knowledgeable professionals who can help guide you. Morfia and Lou are among the Best Realtors here in the Valley and can help you through the Buying process. Understand the Current Housing Market The housing market has been extremely volatile over the last several years. If you’re looking to buy a house, the current housing market is a major factor in your ability to make a successful offer. Before you start home shopping, take your time to learn more about what’s happening in your local market. We are well versed in the local Arizona real estate market and can help to answer your questions.

A pre-approval will be required before submitting an offer. You need to know how much you are approved to purchase. Knowing how much home you can afford narrows down online home searching to suitable properties; no time is wasted considering homes that are not within your budget. Pre-approvals also help prevent disappointment caused by falling in love homes out of your range. Your Lender should help show you a clear picture of what is financially required to buy a home. You’ll know how much money is required for the down payment and closing costs or if you qualify for any free down payment assistance programs. If you have credit concerns, they can also help you put a plan together to increase your credit score.

Generally, you will want to avoid using a lender from one of the big banks (i.e., Chase, Wells Fargo, Etc.) or a loan officer located outside of Arizona. They are most often not as familiar with the Arizona Purchase Contract and they frequently do not adhere to the required timelines of the Contract and can put your Earnest Money in jeopardy. We recommend our primary lender who has a stellar track record of getting the best loan for Buyers and walking them through the entire process from start to finish. Jason Cocuzza from Movement Mortgage can be reached at 480.223.3171 / [email protected] / https://movement.com/lo/jason-cocuzza

To help you narrow down your search, make a list of your wants and needs in a house and the neighborhood you prefer to live in. Use our Property Search feature on this website to get an idea of the houses for sale that meet your criteria. Take a look at how much these homes cost, and consider whether it fits within your budget. If not, you may need to make some compromises or adjust your search area. Or better yet, have us set you up on an automatic home search in our local MLS. Anytime a new home hits the market that fits your criteria, you will be notified immediately via email. The Best and most desirable homes do not stay on the market long, so time is of the essence.

We possess all the essential skills, including strong communication, a deep knowledge of the local market, and the negotiation skills to find the best home for you. We will execute a successful contract for you and guide that transaction to a successful closing and new home ownership for you!

1. Tour Homes

2. Make an Offer

3. Negotiate

4. Earnest Money Deposit

5. Home Inspections and your Inspection Period

6. Appraisals

7. Work with Lender to Finalize your Loan

8. Final Walkthrough

9. Close and Receive the Keys to your New Home